The Subhadra Yojana is a significant welfare initiative launched by the Government of Odisha on September 17, 2024, aimed at financially empowering women aged 21 to 60 from economically weaker sections. This article focuses on the update on this yojana or scheme. If you would like to know more on the Subhadra Yojana click here. The fourth phase of this scheme is set to begin with the disbursement of the first instalment on December 25, 20242.
Key Details of the 4th Phase:
- Disbursement Date: The first instalment of ₹5,000 will be credited to the beneficiaries’ bank accounts on December 25, 2024.
- Eligibility List: A comprehensive list of eligible and ineligible beneficiaries will be published by December 6, 2024. This list will be available at the block, urban, or municipal levels2.
- Verification Process: The authorities are accelerating the verification process to accommodate new applicants and those previously overlooked. As of December 1, 2024, the scheme has received 1,05,36,612 applications2.
- Complaint Lodging: Beneficiaries will have a seven-day period to file objections concerning their eligibility status after the list is published.
- e-KYC Requirement: Currently, 8,43,839 applicants need to complete their e-KYC, which is compulsory for those who have applied via OTP.
- Help Desks: Help desks have been established to facilitate complaint resolution, which will be recorded on the Subhadra portal for expedited handling.
- Opt-Out Option: Beneficiaries have the option to use the portal for e-KYC completion and to opt out if they choose not to receive the scheme’s benefits. To date, 18,735 beneficiaries have chosen to opt-out2.
- Financial Assistance: Eligible women receive ₹50,000 over five years, with ₹10,000 disbursed annually in two installments of ₹5,000 each.
- Digital Transactions: Beneficiaries are encouraged to use digital transactions, with incentives for the top 100 beneficiaries in each area.
- Subhadra Debit Card: Provided to facilitate seamless transactions.
The scheme is named after Devi Subhadra, sister of Lord Jagannath, reflecting its cultural importance in Odisha. The government is dedicated to a seamless and transparent fund disbursement for all eligible individuals2.
The Odisha government has issued several mandates and General Rules (GRs) to ensure the smooth implementation of the Subhadra Yojana. Here are some key points:
Government Mandates
- Eligibility Criteria: Women aged 21-60 years from economically weaker sections are eligible. Government employees, income-tax payers, and women receiving more than ₹1,500 per month from other schemes are ineligible2.
- e-KYC Requirement: Beneficiaries must complete their e-KYC to receive funds. This is compulsory for those who have applied via OTP4.
- Digital Transactions: Beneficiaries are encouraged to use digital transactions, with incentives for the top 100 beneficiaries in each area.
- Subhadra Debit Card: Provided to facilitate seamless transactions.
- Financial Assistance: Eligible women receive ₹50,000 over five years, with ₹10,000 disbursed annually in two installments of ₹5,000 each.
Latest General Rules (GRs):
- Verification Process: The authorities are accelerating the verification process to accommodate new applicants and those previously overlooked.
- Complaint Lodging: Beneficiaries have a seven-day period to file objections concerning their eligibility status after the list is published.
- Help Desks: Help desks have been established to facilitate complaint resolution, which will be recorded on the Subhadra portal for expedited handling.
- Opt-Out Option: Beneficiaries have the option to use the portal for e-KYC completion and to opt out if they choose not to receive the scheme’s benefits.
- Bank Timings: Some banks, like the SBI branch in Gajapati, have adjusted their operating hours to manage the rush of beneficiaries needing to link their Aadhaar cards with their bank accounts.
These mandates and GRs are designed to ensure that the scheme is implemented efficiently and transparently, benefiting as many eligible women as possible.
For more information please check out the official website : Subhadra Yojana | ସୁଭଦ୍ରା ଯୋଜନା
